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We assess the risk. You make the decision.

We validate documents, cross-check data against official sources and assess every application with judgment and our own technology. Your credit policy, our execution.

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Behind every loan there is a decision. Behind every decision, an analysis that has to be flawless. Making sure it is, is our job.

The full process

From application to decision.

01 / 06 — Scroll to advance
01✓

Document validation

We review every document in the file: identity, income, address, collateral. Nothing is left to chance. Everything verified and audit-ready.

02⬡

Credit risk analysis

We assess every application against the criteria you define. Objective scoring, a reasoned opinion and every decision backed by documentary evidence.

03◎

Entry into your platforms

Newcon, SAP, Salesforce or your in-house system. We enter the data directly into your tools, with no errors and no delays. We adapt to your ecosystem.

04□

File management

We request the documentation, validate it, complete it and organize it. Files kept whole, always available for internal or regulatory review.

05◇

Verification against official sources

We cross-check against the central bank, the tax authority and more than 30 sources. Every query is logged with guaranteed integrity.

06△

Regulatory compliance

Processes aligned with Argentina's financial regulators. Every step documented, every exception justified. Ready for any audit.

How we do it

Your credit policy. Our execution.

We slot in cleanly: your rules, our team, our technology. All of it measurable and auditable.

01
Integration
We use your tools, your methods and your guidelines. We do not force new processes on you: we strengthen the ones you already have. Salesforce, SAP, Newcon — or your in-house platform.

We fit your process. You don't fit ours.

Average onboarding time: 5 business days
02
Team
Financial and accounting analysts organized by seniority. Trained on sensitive information, high volumes and complex processes. Turnover, absences, holidays — your operation keeps running.

A dedicated team with permanent backup.

Every analyst trained on how your operation works
03
Technology
Our own OCR to speed up data extraction: IDs, pay slips, tax forms, sworn statements. Backed by human oversight that guarantees accuracy.

Our own technology. Human validation.

éxodo-ia engine v3 · 99.7%+ extraction confidence
04
Scalability
Application peaks, new processes, seasonal growth. We keep up without bureaucracy or rigid commitments. You turn fixed costs into variable ones.

Full flexibility. No fixed structure.

Fully auditable and traceable at every step
Your industry

Where there is no margin for error.

01

Savings Plans

Credit analysis before delivery, validation of holders and guarantors, high-volume management of member files. Verification of awarded and drawn members, and entry of subscriptions into operating platforms.

What we do
Risk assessment
Member files
Subscriptions and deliveries
02

Lenders

We adapt to each client's analysis methodology. We support the credit analysis of their lending lines, both through demand peaks and across the regular monthly cycle. Every case assessed against the criteria they define.

What we do
Analysis under their rules
Scoring and opinion
Support through peaks
03

SGRs

Entry and consolidation of balance sheet data into internal systems, creditworthiness analysis with financial judgment, document validation of participating members and regulatory compliance built for audits.

What we do
Balance sheets and eligibility
Financial analysis
Regulatory compliance
04

Dealerships

Fast administrative support so sales never stall behind operational workload. Quick document processing, requirement checks and file management on commercial timelines.

What we do
Fast documentation
Requirement checks
File management
Frequently asked questions

Frequently asked questions about risk analysis.

What documentation do you need to start?
We work with the standard documentation used in Argentine credit origination: national ID, tax registration, pay slips or balance sheets as the case requires, utility bills as proof of address, and whatever internal information your organization already uses. If you have a defined workflow we follow it; if you would rather redesign it, we do that together.
How long does a standard file take in your workflow?
An individual consumer credit file resolves in 4 to 8 minutes on average when there are no exceptions, and in around 30 minutes when the case needs manual intervention. The exact SLA is set according to volume, product type and decision rules.
Do you query the official sources (central bank, tax authority, AML lists)?
Yes. We automate queries to the central bank debtor registry, the tax authority (tax ID validation and filing status), the AML lists of politically exposed persons and sanctions, and whichever private bureaus your organization uses. Everything is logged with a timestamp for audit purposes.
Can you integrate with our core system (Newcon, SAP, Salesforce or another)?
Yes. We have integrated with Newcon, SAP, Salesforce and in-house systems via API, webhooks or file exchange. The integration is designed so it does not disturb your current processes.
What happens with cases the AI cannot resolve on its own?
They escalate to a human analyst under a defined SLA. The escalation thresholds are a policy decision — we set them with you — and every intervention is traced: who, when, and what criterion they applied. The AI does not decide alone where it should not.

Delegate the analysis. Keep the decision.

We will show you how our team operates under your rules.

Book a meeting